About CPL Insurance

CPL Insurance is a specialty division of Contractors Choice Agency, an insurance agency founded in 2005 and dedicated to closing coverage gaps that standard carriers leave open.

We've placed contractors pollution liability long enough to know the nuances that matter: why the CGL pollution exclusion catches so many contractors off guard, how a project-specific policy differs from an annual practice policy, and which specialty markets actually understand pollution exposure by trade — from excavation to asbestos abatement to environmental remediation.

Our approach is straightforward: understand your operation, shop specialty markets that price pollution risk fairly for your trade, and provide the certificates and service a working contractor actually needs — often the same day.